Vehicle insurance saving tips

November 27, 2009

1. Driving less lets you save more
Driving less than 7,500 in the course of the year makes you eligible for a low-mileage discount with your insurance carrier. You can save even more money with discounts if using public transportation on a regular basis during the weekdays.
2. Use your auto only for personal purposes
Most insurance carriers [...]

Why are premium notices a source of stress?

November 27, 2009

We’re all used to fact that life is never fair. Take it as another Murphy law. Just when you think you have hit rock bottom and things cannot get any worse, they get worse. You would have thought that a recession would mean premium rates would stay the same. In your dreams, you might have [...]

Travel Insurance For the Unexpected

November 26, 2009

There can be no doubt that it has become even more important to plan a cheap family trip. Travel insurance is very much a part of traveling. When times are tight and every cent is being stretched to the limit in order to have a family vacation it is so tempting to simply ignore insurance.
However, [...]

Refinance and consolidate your debts

November 25, 2009

If you look back over the last ten years, this has been a real boom and bust period of time. For the first years, banks and finance companies let us borrow more money than we needed. Fortunately, there was a property bubble forming so buying a new more expensive home was a big winner. The [...]

ZIP codes and premiums

November 25, 2009

Often, California has been in the lead when it comes to legislating for fairness. When a service industry is acting in an arbitrary way and damaging the interests of consumers, you can usually rely on Sacramento to do something about it. So, for example, the Insurance Commissioner instructed auto insurance companies not to rely on [...]

Your baby’s weight and insurance

November 25, 2009

There’s a school of thought that says, “the number don’t lie”. The assumption is that numbers are facts and facts are always true. So if someone counts the number of times something happens, this gives you a basis from which to estimate the probability of the same thing happening across a population. This is the [...]

Is it true that men file more insurance claims than women?

November 25, 2009

We all know that there’s a war between sexes on who are better drivers, men or women? And as men are claiming to be far better at the wheel the statistics are actually on the opposite side. The National Highway Traffic Safety Administration’s Report dated 2004 notes men being involved in 27,000 more fatal accidents, [...]

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